Our approach to budgeting

The objective of any budget is to spend less than you earn. We believe there are exactly two ways to spend less money; either by spending less or spending smarter.

Neither is easy to do, unless you have Pocketbook! We made it our business to help you save smart and spend smarter, without doing much at all.

Budgeting to Save Smarter

At Pocketbook, we believe budgeting should be super simple. It's very much in line with our product philosophy - "Simplicity is the ultimate sophistication"

We know most budgeting processes fail for a few reasons:

1. It's hard to know where their money is going
2. No one knows if they are spending too much on different categories
3. It is hard to keep tracking where your money goes on a daily basis
4. It's hard to know how much you have left to spend on what

Our approach to budgeting is to:

1. Automatically show you where your money is going
2. Create a budget
3. Set category limits 
4. Track your spending against your budget.

We do all of the above for you, so you have all the information you need to Save Smarter.

Budgeting to Spend Smarter

You work hard for your money so get the most value for every dollar you spend. We analyse your spending behaviour and provide you with insights, rebates, entitlements, benefits, coupons and personalised offers to help you Spend Smarter. 

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