Our approach to budgeting.

At Pocketbook, we believe budgeting should be ridiculously easy. It's very much in line with our product philosophy - "If it's not simple, we won't build it".

From talking to our users, we know most budgeting processes fail for a few reasons:

  1. It's hard to collate historical spending as a starting point for future plans.
  2. It's hard to find the time to manually record and use a spreadsheet to track progress.
  3. It's hard to easily figure out the consequences of "misbehaving" or overspending today.

So our approach to budgeting is to reduce work load and to make tracking really really simple.

This starts with Safely Spend - a simple limit for your discretionary spend.

Very soon, you will be able to set limits by category "similar to your classic envelope system" and link your spending automatically to your future savings goals.


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